529 College Savings Calculator

529 Calculator

Estimate future college costs, savings progress, and how much you need to contribute. Responsive.

Plan & Timeframe

Child's current age Used to estimate years until college

Start age Typical college entry age

Years of college (duration)

Current annual cost

Tuition + room & board (USD)

Annual tuition inflation (%) How fast college costs rise per year

Expected annual return (%) Average investment return before fees

Current 529 (or other) balance

Frequency

Contribution amount (per frequency)

Contribution growth (%) Annual increase in contributions (optional)

Tax treatment

Marginal tax rate (%)

Notes: This calculator provides estimates only. Real plans have fees, state tax benefits, and variable returns.